TERMS AND CONDITIONS
Last Updated: 01/25/2026
Welcome to Credit2Close. By accessing or using our website, services, or communications, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our website or services.
1. About Credit2Close
Credit2Close provides credit education, credit-related services, and informational resources designed to help consumers better understand and improve their credit profile. We do not guarantee specific credit score increases or outcomes.
Contact Information:
📧 Email: [email protected]
📞 Phone: (947) 222-5693
2. Eligibility
You must be at least 18 years old to use our website or services. By using this site, you represent that you meet this requirement.
3. No Legal or Financial Advice
The information provided by Credit2Close is for educational and informational purposes only and should not be considered legal, financial, or credit advice. You are encouraged to consult qualified professionals before making financial decisions.
4. User Responsibilities
You agree to:
Provide accurate and truthful information
Use our website and services lawfully
Not misuse, copy, or exploit content without permission
Not attempt to interfere with the website’s functionality or security
5. Intellectual Property
All content on this website — including text, graphics, logos, videos, and materials — is the property of Credit2Close and is protected by intellectual property laws. Unauthorized use is prohibited.
6. SMS/Text Messaging
By providing your phone number, you consent to receive SMS/text messages from Credit2Close related to services, reminders, updates, and promotions.
Message frequency may vary
Message and data rates may apply
You may opt out at any time by replying STOP
Reply HELP for assistance
7. Disclaimer of Guarantees
Credit2Close does not guarantee:
Specific credit score results
Approval for loans, credit cards, or financing
Removal of accurate negative credit information
Results vary based on individual circumstances.
8. Limitation of Liability
To the fullest extent permitted by law, Credit2Close shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or services.
9. Termination
We reserve the right to suspend or terminate access to our website or services at our discretion, without notice, for violations of these Terms.
10. Governing Law
These Terms are governed by the laws of the United States, without regard to conflict of law principles.
11. Changes to These Terms
We may update these Terms at any time. Continued use of the website after changes constitutes acceptance of the revised Terms.
12. Contact Us
If you have questions about these Terms, contact us at:
📧 [email protected]
📞 (947) 222-5693
PRIVACY POLICY
Last Updated: [Insert Date]
Credit2Close values your privacy and is committed to protecting your personal information.
1. Information We Collect
We may collect the following types of information:
Personal Information
Name
Email address
Phone number
Credit-related information voluntarily provided
Any information submitted through forms, SMS, or email
Automatically Collected Information
IP address
Browser type
Device information
Pages visited and usage data
2. How We Use Your Information
We use your information to:
Provide and manage services
Communicate via email and SMS
Respond to inquiries
Improve our website and offerings
Comply with legal obligations
3. SMS & Communications Consent
By submitting your phone number, you agree to receive communications via text message. You may opt out at any time by replying STOP.
4. Sharing Your Information
We do not sell your personal information.
We may share information with:
Trusted service providers assisting in operations
Legal authorities if required by law
Business partners strictly as necessary to provide services
5. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission is 100% secure.
6. Your Rights
Depending on your location, you may have the right to:
Access your personal data
Request corrections
Request deletion
Withdraw consent
To exercise these rights, contact us at [email protected].
7. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for their privacy practices.
8. Children’s Privacy
Our services are not intended for individuals under 18. We do not knowingly collect information from minors.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page.
10. Contact Us
For privacy-related questions or concerns, contact:
📧 [email protected]
📞 (947) 222-5693